This coverage pays others those amounts for which you become legally liable due to an accident.
This may include drivers, passengers, or pedestrians.
You also receive coverage for payments of amounts for which you are found liable, for damage to
another's property as the result of an auto accident.
This also pays for your legal defense costs if you are sued.
Medical Expenses Protection
This coverage pays reasonable medical expenses for for you or members of your family if you are
injured in an auto accident or as a pedestrian struck by an auto. The protection is extended to
others who are injured while occupying your auto.
Uninsured Motorist Protection
This coverage provides bodily injury coverage for accidents caused by a hit and run driver or
uninsured driver which occurs when you or your family is driving a covered auto, or when you are
a pedestrian. In some states, uninsured motorists protection also covers property damage.
Under insured Motorists Coverage pays for damage you are legally entitled to recover from another
party when that person's liability insurance is not adequate to cover your loss.
Personal Injury Protection
This provides coverage for injury, death, loss of services and loss of income suffered by you,
your covered passengers, or covered family members. (for those who reside in states with no-fault
insurance laws)
Collision Protection
This coverage protects you from loss caused by damage to your auto by collision with another object.
Comprehensive Protection
This coverage pays for other losses to your auto. Included is damage or loss to your auto caused by
fire, theft glass breakage, falling objects, natural disasters, vandalism, and other causes of loss.
Additional Protection
You can round out your protection with these optional coverages:
Towing and Labor costs coverages, to pay for emergency repairs and/or towing when your car breaks
down. Rental reimbursement for the expense of renting a substitute vehicle when there is a loss
to your car.
