    |
 |
      |
   
|  |
Before you go... on that next road trip, boating adventure, trail or powder ride have you considered insuring your recreational vehicle, boat, 5th wheel or motorhome? Whether you enjoy riding a motorcycle, ATV, snowmobile, boat or other type of recreational vehicle you know the thrill getting out on your toys. At Insurance Concepts we can assist you in finding coverage for most any type of recreational vehicle or boat. As an Independent Agent we have access to the leading carriers in the power-sports industry which means we can tailor a plan that suits your needs at an exceptional rate. Recreational vehicles, Boats, and personal watercraft coverage can vary greatly among companies, but you can count on an Insurance Concepts agent to work with you personally in comparing and advising you of coverage options. One misconception among the public is that their homeowners policy will cover some of these types of recreational vehicles. Be advised it doesn’t! Contact us immediately so we can be sure to help you obtain the correct type of coverage for your motorized toys. Some areas to consider for coverage would be: Physical damage coverage You have several options for covering total losses: actual cash value, replacement cost, or agreed value coverage for recreational vehicle, boat, trailer or motorhome. Medical payments Medical payments coverage may pay for reasonable and necessary medical expenses for you and your passengers caused by an accident. Liability to others and the environment Optional liability coverage may provide "third party" coverage arising out of the use of owned and non-owned boats. Pollution liability coverage pays for unintentional oil or fuel spills that result in bodily injury or property damage and for which the insured becomes legally responsible because of an accident arising out of the ownership, maintenance, or use of the insured watercraft. Uninsured motorist/boaters Coverage protects against bodily injury to you or other occupants due to an accident caused by an uninsured person. Rental reimbursement Coverage to reimburse you (up to your policy limit) for a rental if yours is disabled for more than 24 hours due to a covered loss. Towing and labor Coverage to help pay for towing a disabled vehicle/boat Roadside emergency service Coverage to pay for towing and labor for covered emergencies Custom equipment Custom parts and accessories are a big part of many power sports vehicles. We provide custom equipment coverage at no cost when comprehensive coverage is elected. Additional custom equipment coverage is available up to higher amounts. Coverage for fishing equipment, such as rods, reels, lures, tackle boxes and electronic gear, is available separately. Special coverage for special bikes Agreed value helps you get the right level of coverage for custom bikes, trikes, assembled/kit bikes and vintage bikes. We know discounts matter. Some that you might qualify for are:
Copyright 1998 Insurance Concepts, Inc. | |||
|
